A well-kept garden is a real eye-catcher that further enhances the value of the house and property. When buying a new property or for seasonal renovation, you will want to create a garden with lots of new ideas and concepts. If you don't plan adequately, this can cost a lot of money. Our article would like to show you how to proceed systematically when creating your new garden and what financing options there are for a larger-scale concept.
Win creative ideas for your new garden
The first step towards creative garden design is to think about a garden concept that fits the size and conditions of your own area. Many gardening enthusiasts are inspired by reports in magazines or on the Internet. What looks great here may not be effective in your own small garden on the shady side of the house.
The new concept should therefore always fit the dimensions of the existing garden area. Just as a garden that is too small can quickly appear overloaded, when creating a large garden it is worth dividing the entire area into several areas. From classic beds to barbecue areas, a separate space is created for all wishes and ideas.
Invest yourself or hire a professional?
Once you have a concept for your individual garden concept, the next step is to ask yourself the big question: Should you create the garden yourself or have it designed by a professional? Of course, the cost factor speaks in favor of doing it yourself, but the end result should still be convincing and provide pleasure for many months.
While the ongoing work in the garden can be carried out yourself, creating a modern garden for the first time is more the job of a professional. A professional garden and landscape builder not only helps to professionally implement ideas for garden design that have already been found. At an on-site appointment, the expert will also get an overview of which ideas can be implemented on the individual property area.
Of course it's worth comparing two or three providers in your own region. This ensures that you receive several impulses for your own space and that you choose the most attractive provider in terms of price.
What requires approval when creating a garden?
Whether beds, shrubs or a small barbecue area, most ideas can be easily implemented in any garden area. There are two main cases in which special features need to be taken into account that either lead to a ban or require approval. In both cases it is about influencing neighbors or the influence of your own construction work on the appearance of the surrounding properties.
With larger plants such as trees and bushes or structures such as awnings, shading of the neighboring property should be avoided. Branches and twigs must not protrude over the area. This can be prevented by regular garden maintenance; an amicable agreement with the neighboring neighbors should be found early on.
Full approval from the regional building authority can be obtained if a garden house or a similar structure is planned. Whether a permit is required for the garden house depends on the respective federal state. The dimensions of the house and the proximity to the property line are important factors in the decision.
If a garden house is to enrich the newly created garden, working with a professional is again recommended. This person is not only familiar with the legal regulations of the region and federal state. In fact, they can manufacture garden houses and other structures that comply with the law or, if they are more compact, do not require approval at all.
Calculate the costs of garden planning correctly
Whether with or without a garden house, the costs of garden design must be carefully calculated at an early stage. The cost estimates from one or more gardeners help to determine a rough cost framework. It's not just the one-time creation of a garden that needs to be taken into account, the follow-up costs accompany every responsible gardener in the long term.
As the seasons change, you will not be able to avoid choosing plants again. Gardening itself also entails costs - from materials to the possible commissioning of professional garden maintenance. All of these are cost factors that newcomers to the gardening experience should consider. A small part of the annual budget will go into garden design, as long as it does not become neglected after it has been created once.
Financing the garden with a loan is possible
While the follow-up costs for maintaining the garden can be firmly planned into the household budget, a small financial boost will be necessary for the first planting. If there is not enough money in the household budget, taking out a loan is worth considering. This is preferable to overdrafting the account when using the overdraft, as the latter is associated with extremely high interest on debts.
Similar to the selection of a garden and landscape builder, a comparison is also worthwhile here. Whether it's a simple installment loan or earmarked financing, you can save interest costs online and find a suitable financing partner for your project.
It may be worthwhile to focus on a credit institution that primarily provides loans for home buyers and builders. This often also offers special loans for the modernization and renovation of real estate, which also includes land. Redesigning the garden is not far from this project and can lead to a loan with better conditions than a simple installment loan.
Consider the long-term costs of the garden
As already mentioned, a well-maintained garden becomes a cost factor over the months and years. This must be taken into account in the planning phase. When choosing plants, you can take into account how easy the future garden will be to care for. The same applies to garden houses, garden fences and other structures.
Investing in a robust aluminum fence once and with the help of a loan is a forward-looking decision. If you save money at the beginning and opt for a simple wooden fence, you will quickly find that the fence will rot if the garden is not maintained properly. It makes more sense to invest in quality when financing your garden in order to save yourself from expensive follow-up costs.
Can I get funding for the garden renovation?
A beautiful and well-kept garden primarily represents an aesthetic improvement of the house and property. Direct funding for this measure is not to be expected. However, energetic measures can be promoted that indirectly affect the garden.
Perhaps you will switch to modern heating technology such as a heat pump when renovating residential buildings? Or are you installing a larger rainwater tank underground in your garden? For many measures, federal, state and local funding programs help you avoid having to bear the full costs yourself.
This does not actively promote horticulture. Nevertheless, it will be easier for you to decide on the entire redesign of the garden and to look at the project in a more relaxed manner financially. The quickest way to find out whether you can expect funding for gardening measures in your area of residence is to speak to a professional gardener and landscaper.
Reduce costs by doing your own work
Even with serious loan financing, it can be difficult to cover the entire cost of the planned garden design. It makes sense to check which measures might need to be carried out on your own. This has no influence on the planning phase or the purchase of trees or bushes. With a little technical skill, it is still possible to implement it on your own premises and helps to reduce the required loan amount.
This applies even more to the long-term costs of maintaining the garden. Instead of constantly relying on a professional gardener, every action you take helps to reduce the costs associated with the garden. This is where the true garden lover comes into their own, who should design their property out of love for nature. With a little initiative of your own, the sight of your home garden brings even more joy.
